A loan of specific sum with fixed repayments inclusive of interest across an agreed loan tenor. The maximum loan amount is usually tied to your monthly income.

Singaporeans or PR with an annual income of at least SGD$30,000, and those who are between 21-65 years of age.

 

*Subjected to current regulatory framework

Loan tenor of 1-5 years with varying interest rates. Generally follows a “Principal + Interest“ structure.

Special financing specifically for only home renovations of which are only available for a stipulated list of renovations, subjected to each individual financial institution. And since you will need an asset to be eligible for this loan, its interest rates are generally lower than that of a personal loan. The maximum loanable amount is based on your monthly salary.

Homeowners who want to enhance their assets. Singapore citizen or PR between 21-65 years of age, with an annual income of at least SGD$24,000. For joint applicants, at least 1 applicant needs to fulfill the minimum income criteria.

Loan tenor of 1-5 years with fix interest charged dependant on participating financial institution.

An education loan for students to repay tuition fees. Loan amount is based on monthly income of student or guarantor. The list of schools supported under this loan varies with each participating financial institution.

Students seeking financial assistance to repay tuition fees.

Loan tenor of 1-10 years with fixed interest rates, starting from year of graduation and dependant on the requirements of the financial institution.